Important Updates Humana AOR Pledge & 2026 PPP Commission Change

October 23, 20251 min read

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Dear Agency Partners,

We’re reaching out to highlight two important updates from Humana that may materially impact your business operations:

Agent of Record (AOR) Protection Pledge Updates

Humana recently revised its AOR protection pledge. Under the new guidance, agents who move a plan (from column B to column A in the table below) willnotreceive commission for that plan.

Humana 2026 PPP Commission Update

Humana has released updates to its 2026 Producer Partnership Plan (PPP) for Individual Medicare, Medicare Supplement, Dental and Vision Products. These updates include changes to commission structures for Like Plan Type Changes and Non-Commissionable plans.

To review the PPP in its entirety, please visit www.Humana.com/SellHumana.

Please note that any H7617, H4461, and H1036 not listed on the 2026 PPP as partially commissionable or non-commissionable will be paid at the full rate.

Note: The contents below have been summarized from “Modified Commissions for Humana Like Plan Type Changes on Specific Medicare Products” (see pages 13-16) and “Non-Commissionable Counties for Specified Medicare Products” (see pages 17-27) in Humana’s 2026 PPP.

Modified Commission Structure Summary:

Key Notes:

  • Like Plan Changes into plans listed in the Modified Commissions tables will be paid at the reduced rate.

  • Like Plan Changes into plans not listed in either Modified Commissions or Non-Commissionable tables will be paid at the full rate.

  • Non-Commissionable plans will not generate any commission.

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